Natalya Zakharchenko's Blog Posts

Focus On The Big Picture

It's hard not to want to shop during this season. Nothing but ads... However, if your looking at the BIG picture like buying a house, stay focused. I know rates maybe headed up but that may

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Home Warranty

I Sylviana Montano Your Realtor, have used Old Republic Home Protection now for my clients for over 10 years. And Old Republic has not only shown my clients great customer service when they-

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Real Estate Tip

Real Estate Tip:If you are in contract to purchase a home or thinking about buying a home. You Can Not just change your loan. You should have a conversation with you Real Estate Agent/Realtor about

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Buying A Home From The Kids View

#Funnyvideos #trending #realestate #mortgage #yourrealtorsylviana #buyers #theprocess #kids #selling #realestateagent #share

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True 100 Home Finance MUST See Interview

#refinance #firsttimebuyer #buyer #firsthome #loan #mortgage #downpaymentassistance #yourrealtorsylviana #100%;

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Tips On Renovate

Click the photo for tips on renovations.;

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Why You Should Let ERS List Your Home

We prepare and market you house before it even hits the market. This equals offers and interest before it even hits the market.  Professional printed  flyers, always filled

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What Is My House Worth

Let me show you the results you are looking for. My team is ready to list your house. To receive a Comparative Market Analysis at your door steps in 24-48 hours slick HERE. #sell

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Selling You Home Soon

CALL ME!!!At the office looking for sellers in the area. Today I had a few buyers looking to move into Elk Grove. Now that the weather warmed up & now that tax season is passing. We have buyer

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Are You Planning To Sell Your House This Spring Or Summer

Click The Card For A NO HASSLE HOUSE Evaluationor Send me your address & email to [email protected] #homevalue #homesales #value #listyourhome #marketvalue #sellers

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30 Days To A Healthier You

Most of us hear the term wellness and assume that it’s something beyond our reach. Or perhaps we think that wellness is only for advanced yogis, holistic doctors, or wellness practitioners, but

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California Easter Festivals Egg Hunts In Your City

California Easter Egg HuntsWelcome to our list of California Easter Egg Hunts, Eggstravaganza Egg Hunts, and Bunny visits. Egg Hunts are celebrated throughout California annually and are usually

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Local Business Spotlight Elk Grove

#localspotlight #business #elkgrove #sacramentocounty #twistedbites #realtor #realestate #eltierealtyservices

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Reverse Mortgage

#eliterealtyservices #reversemortgage #sellers #buyers #downsizing #realtor #loans #sacramento #elkgrove;

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Your Elite Realty Services

#ERSElkGrove #realestate #listingyourhome #sacramento #realtor #elkgrove #eliterealtyservices;

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Reverse Mortgage Change Your Life

Find out how easily a Reverse Mortgage change your life!Go to:ERSEasy.com// or give us a call today at: (855) 400-EASYReverse Mortgage made easy.... ERS Easy! Get the facts, forget the myths.http:/

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Congress Still May Tax Mortgages To Pay For Highways

Congress Still May Tax Mortgages to Pay for Highways Back in July the U.S. Senate passed a long-term Transportation funding bill that includes a tax on mortgages to pay for the construction of

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Life Hacks

#Coffee #chemistry #Lifehacks #whoknew #tips #YourRealtorSylviana #ERS;

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Elf Comes To Old Town Elk Grove

 The city is hosting a FREE holiday special outdoor viewing of the movie, Elf starring Will Ferrell this Saturday, Dec. 12. The movie will be shown on a giant screen on the Old Town Plaza so

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5 Hot Chocolate In A Jar Recipes Gifts

#giftideas #hotchocolate #holidays #christmasgift #gifts #5giftideas #yummy #cakeinacup;

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Finding Your Home With Elite Realty Services

#YourRealtorSylviana #ElkGrove #SacramentoCounty #HomesForSale #Sacramento #SacHomeSales #SacramentoRealEstate #SacRealEstate #EliteRealtyServices #FindingAHome #Buyers #SellingYourHome

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New Homes In El Dorado Hills

Are you looking for a New Home in El Dorado Hills? Our my team the benefit to show you what El Dorado Hills has to offer your family.Call us today (916) 235-6041Visit: www

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CAR Releases Its 2016 California Housing Market Forecast

For release:  October 8, 2015C.A.R. releases its 2016 California Housing Market ForecastCalifornia home sales to increase slightly, while prices post slowest gain in five yearsLOS ANGELES (Oct.

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Apple Is Expanding Which May Lead To Several New Jobs

Apple expanding Elk Grove campus in Sacramento, city says "several thousand" new jobs expectedMark AndersonStaff Writer Sacramento Business Journal  writes:Construction work quietly

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Credit Tips

 In this day and age, maintaining good credit is the key to obtaining any kind of meaningful assets. You could have a million dollars in the bank but, if your credit is bad, this may not mean

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Shopping For Rates

When shopping for lenders and loans, it can be difficult to decide whether or notyou should go for the best rate or the best loan and believe me, there is adifference. Some lenders may tempt you

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RENT VS BUY

Are you going nuts?  #RestOrBuy #ForRent #Buy #Nuts Click HERE to see which is better for.

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Attention Real Estate Agents And Realtors

The True question is can your past clients or family member benefit?For more information contact us today [email protected]#ReverseMortgage #Realtor #RealEstateAgents #Changes

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Elk Grove Rain Garden A Hidden Gem

Our city has a lot of hidden Gems. Did you know that Elk Grove has a Rain Garden?The City of Elk Grove's Rain Garden Plaza, located on Laguna Springs Drive across from Colton Park, is the first

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Highlighted Properties By YourRealtorSylviana

$312,000 Single Family 4 Beds, 2 Baths, 1 Half Baths, 2,319 Sqr Ft, Sacramento Price Reduction$479,000 Single Family 4 Beds, 3 Baths, 1 Half Baths, 3,115 Sqr Ft, Sacramento$175,000 Single

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8658 Bluefield Way

For More Information text:Text 8658 to (916) 512-8959orClick Photo Below‪#‎JustReduced‬ ‪#‎listing‬ ‪#‎Sacramento‬ ‪#‎Investor‬ ‪#‬

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You Can Become A Homeowner A Message From Your Real Estate Agent

Are you wondering if your qualify to become a home owner?Did you have a short sale, foreclosure or BK more than 3-4 years ago? If so, you may qualify as a first time home buyer today. Do you

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Click The Google Bird And See Where It Takes You Today

#Fly #Google #Adventures #YourRealtorSylviana #AroundTheWorld;

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Broken Street Lights

How many of you knew there was a number to take care of those broken street lights in Elk Grove. Here is some more information on that. Stay safe and call in those broken lights. 

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What Are You Up To

Tonight is Cinderella Movie Night... Get out the house and have fun. ;

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Freddie Mac March 2015 US Economic And Housing Market Outlook

Homebuying SeasonMCLEAN, VA--(Marketwired - Mar 11, 2015) - Freddie Mac (OTCQB: FMCC) released today its U.S. Economic and Housing Market Outlook for March, highlighting some of the

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Make Your Kids Day Tell A Joke

Bug and Insect JokesQ. When is a baseball player like a spider?A. When he catches a fly!Submitted by: SophiaQ: Why wouldn’t they let the butterfly into the dance?A: Because it was a mothball.A man

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ExistingHome Sales Cool In January As Available Inventory Remains Subdued

www.YourRealtorSylviana.comSylviana [email protected] DRE 01775503#Watch #Listen #Prepare #SpringIsComing #SeliingYourHome #ForSale #Sacramento #ElkGrove

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Feb 12 2015 10069 2

hi this is a test 'Vist my facebook page;

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Feb 12 2015 10069 1

For a private viewing please contact me.

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9652 Flame Tokay Way P

Price $349,900 for more photos and for a private showing. Contact me today.;

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Hiring Real Estate Agents

ERS Offers Agents: Low to NO Fees! FREE Training Industry Leading Technology - Lead Gen., CRM, PPC & more... IDX

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White Picket Fence Financial Literacy

California Department of Real Estatewww.dre.ca.gov California Financial Literacywww.californiafinancialliteracy.orgU.S. Department of Housing and UrbanDevelopmentwww.hud.gov Internal

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Looking To Purchase A Home

Are you looking to get qualified for your first home? Have you ever thought about buying a home?Give us a call today let's talk (916) 216-4955. Our team specializes in working with buyers like

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Elk Grove Unveils Pro Soccer Stadium Plans

January 23, 2015 The City of Elk Grove will unveil the plans for its proposed soccer stadium and competitive fields at next Wednesday's Elk Grove City Council meeting.According to a staff

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Blow Out Sale

I bet these words caught your attention Blow-Out Sale!We are bread to spend it on those words SALE, 50% off or the commercial selling us on SALES that are going on this time of the year. Do you

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ARE U BUYING A HOME START WITH THIS VIDEO PART 3 Closing The Deal

Click Here To Get StartedFor More Videos Like this one;

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ARE U BUYING A HOME START WITH THIS VIDEO PART 2 Shopping Your Loan

Click Here To Get StartedFor More Videos Like this one click here www.YourRealtorSylviana.comSylviana Montano-Russell916.216.4955 OfficeCA DRE 01775503#FirstTimeHomeBuyer #ShoppingLoan

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Are U Buying A Home Start With This Video Part 1

Click here to get started todayFor more videos like this one;

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With The Right Team Selling Can Be This Easy

With The Mom Squad Team. You can you can sell your home as easy as Day 1, Day 2, Day 3. Getting offers in with the right marketing team and priced right will get you sold at top dollar and

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When It Comes To Buying A Home Start With This

#BuyerSpecialists #RealEstate #Agent #PurchaseProcess #LoanOfficer #Escrow

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I Share This Model With Business Owners Like You Everyday

 Business Owners - Is your premises Lease your largest monthly expense item? If you have staff, then perhaps your Lease is running a close 2nd to payroll? If I told you I could not only

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Safety First So Check Out These Links For Your Trip To The Snow

Here are a few links to help you with your trip. Latest Updates for the trip to TahoeChain Requirements  -  Don't get caught on the way out of town without chains.

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Not Only Has Gas Gotten Cheaper So Have Mortgages

The average rate for a 30-year fixed-rate loan now stands at 3.8%, a rate not seen since May 2013, according to Freddie Mac.he average 15-year fixed loan, which is popular among those looking to

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Board Overseeing Elk Grove El Dorado Connector Taps New Leaders

BY BRAD [email protected]/23/2014 4:45 PM  12/23/2014 4:58 PM Elk Grove’s vice mayor and a Folsom City Council member have been named the top two officers of the Capitol

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Salmon Burgers The Recipe Of The Day

It's nice to break up Real Estate news and listing information with good food. The recipe of the day comes form my mother in-law. When it comes to healthy eating or keeping us healthy. She

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Happy Holidays To You And Your Family

2014 has almost come to an end. Tomorrow is Christmas or a special holiday for you & your family.I would like to take a moment and say.  Happy Holidays to you and your's. I hope and pray that

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FHFA Vows To Protect FirstLien Status Of GSEBacked Mortgage

Author: Brian Honea December 23, 2014 The Federal Housing Finance Agency (FHFA) has released a statement warning organizations that label mortgage loans with "super-priority lien" status that

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Elk Grove Police Department Press Release

http://www.elkgrovepd.org/releases/2014/pr-12-11-14.pdfOfficer Christopher Trim, EGPD Public Information Officer916.627.3709 (Office)FOR IMMEDIATE RELEASEDecember 11, 2014YOU BETTER WATCH OUT, I’M

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Easy Quick Holiday Recipes

Ingredients1/2 cup dark brown sugar1/4 cup honeyZest and juice of 1 orange2 teaspoons pumpkin pie spice6 to 8 scrapes of fresh nutmeg, using a rasp1 (6 to 7-pound) bone-in half spiral ham10 to 12

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Protecting Your Home And Equity

Protecting Your Home and EquityHere are some steps you can take to protect your home and the equity you've built up in it when you are looking for a loan.Shop Around.Costs can vary greatly. Contact

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New Listing In Elk Grove Ca

It's not often you find a Elk Grove gem under 250K. This morning while checking on inventory. I found a three bedroom, two full bathroom home located deep in the court on a large pie shape lot.

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The Art Of Commercial Finance Part Two

Business Owners....You need capital for your business; ERS Elk Grove can do that! Contact Dameon Russell today to see how he can advance your business with the right capital solution.;

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Your Realtor Sylviana

A journey to success is not an easy road. ERS Elk Grove was opened by building relationships and with dedication. Our journey has just begun. Now, we open our doors to help educate the

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A Journey To Success

A journey to success is not an easy road. ERS Elk Grove was opened by building relationships and with dedication. Our journey has just begun. Now, we open our doors to help educate the

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American Dream Everyone Deserves A Chance

It's been a tough road for some in the last few years. Not knowing whether or not you would have a job or loose your home. Most who have gone through these tough times have started to rebuild and

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